How It Works
Applying for a mortgage with us is simple.
We’ve stripped away the jargon, paperwork, and guesswork — and built a sharp, 4-step journey that puts you in control.
The 1-2-3-4 Process
Step 1: Get Your Quote
Use our quick tool to check how much you could borrow and what your monthly payments might look like — no credit check, no obligation.
Step 2: Book Your Free Call
Chat with one of our advisors to confirm your options, ask questions, and make sure you’re ready to move forward.
Step 3: We Package & Apply
Once you’re happy, we gather your documents, find the best deal for your situation, and submit your application to the lender.
Step 4: Approved & Moving
We guide you through signing, protection options, and everything you need right up to getting your keys.
Why It’s So Easy
Online Tools, Real People
You can do everything online — but you’ll always have a real advisor guiding you.
Speed & updates
Fast turnaround, regular updates, and no chasing from your side.
Smart communication
WhatsApp, calls, email — you choose how we stay in touch.
Tools That Help You Move Faster
We’ve built in the best mortgage tools to help you make smart, confident decisions:
- Lender Carousel – live updates from lenders
- Best Buy Tables – see top rates instantly
- Calculators – affordability, repayments, stamp duty
- Instant Mortgage Quote – start without speaking to anyone
What We Help With
We support buyers, movers, and landlords in all stages of their journey:
First-Time Buyer mortgages
Remortgages
Buy-to-let and portfolio mortgages
Moving home
Bad credit or complex income
Insurance and legal support
WHAT OUR CLIENTS SAY
George R.
Investor
"I never thought I'd be able to buy a home. But Popular Mortgages helped me make it happen - and made the process so simple."
Olivia S.
Investor
"They were prompt, supportive, and found a deal that met my needs. I'd recommend them in a heartbeat."
James D.
Investor
"The team was efficient, clear. and always on the ball. My portfolio case was handled with real professionalism."
Full Support, Start to Finish
You’ll also get help with:
- Life and home insurance
- Legal referrals (conveyancing)
- Remortgage reminders
- Check-ins even after completion